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October 13, 2021

Don’t Let a Deer-Related Accident Put a Dent In Your Wallet

It's that time again. CARSTAR

Oh Deer! Don’t Let A Deer-Related Accident Put A Dent In Your Wallet

Even though daily driving is down, the risks of hitting a deer still rise during the fall. Without the intrusion of people and cars in public areas, parks and business developments, many deer are exploring roadways and neighborhoods during the autumn season. Both parties lose when cars and deer collide, but the costs are even higher with today’s advanced vehicles.

According to the Insurance Information Institute, during deer season, which generally runs from October through December, there is a dramatic increase in the movement of the deer population. CARSTAR says that while the frequency of deer-related accidents is decreasing, the severity of these accidents is increasing because modern vehicles are filled with advanced technologies that need repairing.

One out of 116 drivers had a claim from a deer, elk, moose or caribou collision in 2019, according to State Farm, which is an improvement from the 2018 odds of one in 167. Those odds more than double during October, November and December, and there is an increased risk around dawn and dusk. Pennsylvania ranks third in the country with drivers having a 1-in-51 chance of an animal collision. West Virginia (1-in-37) again tops the list, followed by Montana (1-in-47). South Dakota and Michigan round out the top five, followed by Wisconsin, Iowa, Mississippi, Minnesota and Wyoming.

Drive Defensively to Avoid Deer Dangers

November is the peak month for deer-related accidents, just as people are getting back on the road for work, vacation and holiday travel.  But drivers can avoid an accident with a buck by following some smart driving tips this fall and winter. Early morning and dusk are the worst times for deer accidents, as visibility is limited and deer are frequently on the move. It is important to drive defensively and anticipate the potential for deer in the road.

The auto experts at CARSTAR, who repair thousands of vehicles each year from deer-related accidents, offer the following tips to reduce the deer danger:

  1. Use extra caution at dawn and dusk as well as around golf courses, fields and wooded areas.
  2. Remember that deer travel in packs – if you spot one, there are likely more behind it.
  3. Do not swerve to avoid striking a deer, as that increases the risk of hitting another vehicle or losing control of the car.
  4. If there is no opposing traffic, use high beams at night to better illuminate deer.
  5. Do not rely on devices such as deer whistles to scare off animals.
  6. If a deer remains on the highway after you strike it, report the incident to the game commission or a local law enforcement agency, as it can pose a danger to other motorists. If the deer is still alive, do not go near it because a wild animal with sharp hooves can inflict injuries.
  7. If an accident with a deer does occur, it pays to be protected. Many drivers do not realize that carrying only collision coverage does not cover damage from a deer accident, leaving them with a damaged vehicle and a large repair bill. To cover any potential damage, drivers should carry comprehensive insurance that covers such collisions. For those driving an older vehicle who feel their cars aren’t worth the cost of the insurance, it is smart to keep an “accident fund” if something does occur.

If a driver ends up stranded with a damaged vehicle after a deer collision, they can always call 1-800-CARSTAR. CARSTAR will send a tow truck, call the driver’s insurance company, arrange for a rental car and repair the vehicle. For more information and store locations, visit


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